Personal and home loans: how to compare offers and what the total cost really is.
Loans How fixed and floating home loan rates work in India, how a repo rate change can alter your EMI or tenor, what RBI's rules say on resets, and how to pick between them.
Loans A flat rate charges interest on the full loan for the whole term, so it costs far more than the same reducing rate. See the sums in rupees and how to compare offers.
Loans How to tell a genuine lending app from an illegal one, using RBI's app directory and lender checks, and what to do about harassment, threats or money lost to a fake app.
Loans When prepaying or closing a loan early carries a charge in India, what RBI's 2026 rules changed, how much interest you may save, and the paperwork to collect at closure.
Loans A personal loan costs more than its interest rate. See how fees, GST, insurance and late charges add up, with a rupee example and the checks to make before signing.
Loans A loan's APR rolls interest, processing fees and other charges into one annual figure. Learn how to read it in the Key Facts Statement and use it to compare offers.
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